“In a time of universal deceit, telling the truth is a revolutionary act”     George Orwell.

The Financial Industry has not allowed the public to be aware of the risks of stock market investing, with false advice that “on the long term, the stock market will always recover.” Keynes has a famous quote that states ” in the long run, we will all be dead.” During the period between 2000 and 2008 the stock market went down more than 50% twice, which was devastating for people who were retiring or sending their children to college during that period. In full disclosure, the Financial Industry should tell investors that investing in the stock market is too dangerous and that most people should  treat stock market investing only as a speculation. Most people should not gamble with their savings.Currently the Central Banks, throughout the industrialized nations, have interest rares close to zero. These low interest rates have forced investors into the stock market, as an the only alternative and in my opinion is like feeding anchovies to the sharks. This  is another crime by Wall Street to take more equity away from the public into fewer and fewer pockets. In 2008, Wall Street used CMO’s to take the equity away from middle class homeowners. This time I believe a stock market crash (which I explain in my Lone Bear Letters), will take the remaining wealth from the middle class.

It was George Orwell book of  ‘1984′ fame who said: “Anyone who challenges the prevailing authority, can find himself suddenly silenced”.  I should know, as it has happened to me. I got ‘barred’ after appealing a minor $25,000 fine and 60 day suspension.  I found out a little to late, that ‘Due Process’ at the SEC, is not tolerated. Faced with this tyranny and censorship, it is important to still speak out. I believe political stagecraft, through skilled manipulation of facts, has given the public the perception and the illusion of power, rather than participation in real power. Public opinion has been manipulated and nullified.  We have only ourselves to blame. Like Pogo said “We have seen the enemy and it is us”. My fear is that, this process has Big Corporations and the top 1%, dominating  the financial industry and has left small businesses and the investing public very vulnerable. The general public, in my opinion, has become so weakened, that it is powerless to stop a crisis from progressing.

Therefore, I will continue to speak out about the TRUTH! I will continue to write, because I feel that there is a need of an  independent voice outside of the massive and powerful US Financial Industry, to warn investors of a view that the regulators and the Financial Industry would rather have silenced

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Mr Birkelbach does not offer investment advice, but merely his own personal opinion. This report has been prepared from original sources and data we believe reliable but make no representations as to the accuracy or completeness. Mr.Birkelbach , his affiliates and subsidiaries and/or their officers and employees may from time to time acquire, hold or sell a position in securities. Past performance is no guarantee of future success. Upon request, we will supply additional information. CarlBis@aol.com